In U.S a black person is more likely to get arrested, imprisoned for a long time than a white person even for committing the same crime. This is nothing new, there are a lot of studies and articles out there pointing this out. If a black person commits a crime against a white person then the chances of harsher punishment is to be expected. The same is not true when a white person commits a crime against a black person.
There are dozens of examples where police are called just because there is a black person on the street and generally minding their own business. The most vivid example I have for this is for the black man who was holding a fake gun in Walmart (where they sell real guns) someone saw him and decided to call cops on him, and the man was shot dead after minutes of police arriving for no reason.
Other situations involves whites committing crimes and then later tell cops that a black man did it, and the cops believe them and go on a ghost hunt for the black man. This is so dangerous for black people because once you are arrested it your word against the cops for unjustly arresting you and the crazy person who made up the story of being attacked. You have to hope and pray for a good lawyer you can afford who may be able to get you out this without having to plead to something you never did in the first place.
Another situation of the criminal justice system catering to white tears is the unfair sentences based on whether the drug is cocaine or crack cocaine. They are both illegal to use but people get longer sentences for having crack cocaine because guess what? They are more likely to be black than white. This is not applicable to cocaine only, generally speaking black people get harsher sentences regardless of crime and hardly get the benefit of the doubt, that they should get a second chance.
You have to have been living under a rock not to have seen this horrible news today, that happened in Chicago. Four black teens held a white man hostage, and record it on Facebook live of them cutting his scalp, beating him up and doing other horrible stuff to him, all while yelling fuck Trump and fuck white people.
I’m not going to lie, when I first heard about the news I knew it was because of races of the perpetrators. When I found out they were black, I knew hell was going to break loose. And it did. White people are mad as hell, talking about how this is why they voted for Trump, and all other kinds of nonsense. There is already a Gofundme page on reddit for the victim and his family. Black people as always some are mad and some think these kinds of cruelties have been going on for centuries on black bodies either by other blacks or white people and people never seem to this outraged.
All in all, I’m happy to say that Chicago police has the criminals in jail and I’m sure justice will be served. Those four criminals will go to jail probably for a long time and the society would be more safe for all of us. I know people still want to go on witch hunts and want outside of court justice, but that is not the fair way of doing things. In all honesty, thank God these idiots filmed themselves making it easy for the cops to arrest and for the prosecutor to be able to ask for the maximum sentences.
I keep listening to the news and they are saying this may not be a hate crime and I swear more people are going mad on line. The amount of keyboard lawyers and judges right now is about to break all the world records.
Adam Saleh is a Youtuber who is known for making prank videos was apparently kicked out of Delta Airlines because he was speaking Arabic to his mom and some passenger reported him and said they felt uncomfortable so he was asked to leave the plane.
When I first heard the story without knowing who the Youtuber was, I was 100% convinced that it was true and it had happened. Because this has happened to many brown people for either speaking a different language or wearing a head piece and many other reasons. However, when I found out it was a YouTube prankster, I started doubting the story.
The fact that he had the camera ready to start recording, I mean, I just don’t know if it really happened or this was just another one of his videos to get views. How fast the news got circulated and shared makes me doubt it even more. Discrimination of brown people on airplanes happens so often but I have never known for the news to spread the his story did. I’m talking, everybody knows what happened and how it happened.
I hope it was true so Delta can train its workers to treat passengers right, but if it isn’t then on top of the legal ramifications he might find himself in, he needs to learn a lesson on not playing on people’s minds and emotions just so he can have views.
In my post yesterday, I talked about finding other ways to make extra income. Well, in taking my advice, I started to sell some stuff on Craigslist and so far it has been a total bomb. No interests whatsoever, and the interest I do get is from scammers. What the hell?
I mean it is good that I actually took pictures,described the product, but no sell means it wasn’t good enough, I have to start all over again and figure out what I did wrong, what I have to fix, and that sucks! I guess it is to be expected because I have never sold anything on Craigslist, and it will take time for me to figure out how things work.
Have you ever tried to sell on Craigslist? What was your experience?
How much you need for retirement is easy to calculate, so if you need $40,000 a year during retirement you need to invest $1,000,000. Why a million dollars? Easy to calculate, take the amount you need a year in retirement and multiply it by 25. 25 is roughly the 4% interest your money would have accumulated in investments.
When numbers are put like that, and you compare them to your investment rate, it seems like you would never retire, at least not when young enough to enjoy the money. Well then consider how much you need for retirement. Is it $40,000 or you could do with less? What if you have hobbies or side businesses that give you income but you don’t think you will ever give them up? So technically, you would have retired but still earn an income.
These are things to consider for your retirement. Most people want to retire early than 67 but don’t know how to do that. The main thing is to watch your expenses and maintain them at a fairly low-level then you wouldn’t need a million dollars to retire.
On the other hand find hobbies or side jobs that you enjoy doing even if there would be no income to be earned from them. This help you retire but still remain active doing the things you love.
At the end of the day, you know best what you need to retire, so save and invest as much as you can and reduce your cost of living so you don’t have to work for many more years than necessary, all this would allow you to retire and enjoy your retirement years with no stress.
My stomach started acting up yesterday and I had to leave work early. I still feel like I am going to throw up but I don’t want to do that.
I have done one productive thing today which was to post a listing on Craigslist, I hope it sells.
Being financial independent mean different think to different people. To some it is being debt free, to others is being able to retire early, and so on and so forth. It is good to figure out what being financial independent means to you. What happens after the debt is saved, how about when you have reached your savings goals?
No matter your definition of financial independence set goals that will help you get there. For me now like I have mentioned in this post, I’m leaning more towards minimalist lifestyle so that I don’t always have to work so hard for so many hours to buy things I don’t really need.
How do you define financial independence? Please share below!
Most people are willing to cut their expenses or increase their income as much as it is needed to pay the debt faster, increase retirement savings, or to save for a house, a car, but then, what happens when these goals have been reached? Do people continue to save or they relax a bit and not work as many hours or increase certain expenses like eating out, vacation?
I’m in the make it a lifestyle category. I’m saving money and minimizing expenses so that I never will live above my means and I would always manage my lifestyle because it has been simplified. Even as I type this, I feel like that is not realistic. God forbid, I could lose my job and I would be searching for another job that pays the same or more than the job I have now. I don’t want to make less even though my expenses are considerably lower than my savings. I also plan on travelling and living in my country for some time, that will change my income and expenses but not necessarily my frugal habits. In another country that is not U.S my frugal habit my have to increase or decrease depending on the lifestyle people live. I don’t want to be an outcast as much as I would probably end up being one if it means not spending money frivolously
I can understand people not being as frugal when they are out of debt and they are meeting their savings goals. They don’t have to. However, after you have had debt it is important to always check your spending. The last thing you want is to accumulate another debt. This of course depends on the debt. If you incurred credit card debt because of shopping you need to watch your spending even after you are out of debt compared to someone with medical debt.
Either way after the paying the debt storm is over, should one stay as frugal as if they are still paying debt or can they relax a bit and spend a little bit more? This depends on individuals and as long as your spending your money that who is anyone to judge?
Let me know, if you continue your frugal ways after paying debt or if you would start to spend a little bit more when there isn’t any more debt to be paid off?
Hi! I know I fell off the world but my site had some technical issues I had to take care of. Almost got scammed by a company telling me they could fix the problem. Honestly I’m still working the technical side of owning a website so please bear with me. If you notice any issue on your end let me know in the comments and I will try to fix the problem.
Otherwise everything is going alright except for the very cold weather we have been experiencing. Hope you are doing better!
Hello, I hope you are all doing fine and had had a good Thanksgiving. I’m in a different state to see a high school friend I haven’t seen in probably more than 10 years!! I will start posting again when I come back.